Besides stuffing ourselves and plopping ourselves on the couch in front of the TV for wall-to-wall-football games, let's find the time during holiday family gatherings for "the conversation."
Frank Redway wanted to do something special after retiring from a career in retail at age 65 in May. So he and his 67-year-old wife, Kay, a schoolteacher who retired in June, set sail on a cruise to Alaska this summer.
For married couples deciding when to take Social Security benefits, it usually makes sense for the wife to claim hers first and for the husband to wait.
Today more than 12 million people in the United States, about 80 percent of them 50 or older, need some form of long-term care, anything from help with transportation, grocery shopping and housework to assistance with activities of daily living such as eating, dressing and getting in and out of bed.
